Should I get a Credit Card?: Trinidad Online Entrepreneur

She was advised that her position was made redundant and that her services were no longer required. She spent 12 years at the bank. She refused to accept the separation package and decided to ask for a transfer to another location or division of the bank. She was approaching 51 years and she considered herself to be a difficult hire. She was aware that the job market was tough and since she did not further her education post secondary school, her chances were limited.

I asked her why did her position suddenly become redundant. She told me that she refused to offer customers credit cards and loan facilities. She said that she lamented the indebtedness of the customers in the queue to pay off their credit cards. It was a refreshing view, that a bank employee did not believe in taking credit cards and loan facilities when it was not needed.

It is loan sale time. As the Christmas season approaches, there are jingles on all radio stations with loan promotions. I visited the bank to make my loan application. The loans officer offered me a credit card and $20,000 extra. I told her that I had no use for $20,000 cash currently. This also meant a longer period to repay the loan. I asked her whether the additional $20,000 could be placed in a mutual fund. That way, a lower interest rate would be offered. Also, the bank will hold the $20,000 as collateral. I agreed to this proposition.

A word to the wise, you may be offered a credit card or additional money by your friendly, neighborhood banker. But remember that if you do not need it, do not take it. The banks thrive on excessive interest rates and credit card late fees. If you do not need it, do not take it.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP, Bar No. SYA2015211, Attorney at Law. The author is the first Online Lawyer based in Trinidad and Tobago. She has clients in Guyana, St Vincent, Barbados, the British Virgin Islands and North America. She specializes in Corporate Law and Anti-Money Laundering Compliance. She helps clients to start their Online Business Empire.

ANTOINETTE SYDNEY LAW OFFICE: MONTROSE MAIN ROAD CHAGUANAS, TRINIDAD AND TOBAGO

Website: www.asydneygroup.com

Email: sydney@asydneygroup.com

Antoinette Sydney Bookings: https://antoinettesydneytt.as.me/

Consultation fee is $300 TTD per hour.

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: https://www.youtube.com/channel/UC8-sUa8WMDJM8w5_Q3nhQ5w

I am a Certified Professional in the following areas:

Taxation;

Corporate Training;

Anti-Money Laundering and Financial Crimes;

Fraud Risk Management;

Graphic Design.

Services include:

Anti-Money Laundering (AML) Training for staff, directors;

Anti-Money Laundering Audits;

Compliance Program drafting;

Consulting services and much more.

Get my Ebooks now!!! 

Sole Trader vs Limited Liability Company in Trinidad and Tobago https://gum.co/XSBCN

Partnership vs Limited Liability Company in Trinidad and Tobago https://gum.co/KCdME

How to change the name of a Limited Liability Company In Trinidad and Tobago https://gum.co/nAcRfg

How to Change the Business Name of a Sole Trader in Trinidad and Tobago https://gum.co/jkczu

How to Change the Business Address of a Sole Trader in Trinidad and Tobago https://gum.co/obgBY

How to upgrade from a Partnership to Limited Liability Company in Trinidad and Tobago https://gum.co/pCXMN

How to De-Register a Partnership in Trinidad and Tobago https://gum.co/ReSobB

How to Register a Partnership Business in Trinidad and Tobago https://gum.co/LwaaIE

How to Upgrade Sole Trader to a Limited Liability Company in Trinidad and Tobago https://gum.co/qxbBF

How to Register a Sole Trader ebook https://gum.co/emvCA

How to Register a Limited Liability Company in Trinidad and Tobago http://www.amazon.com/dp/B08792YRBP

How to Dissolve a Limited Liability Company in Trinidad and Tobago http://www.amazon.com/dp/B087JKCQRB

De-Register Sole Trader Business in Trinidad and Tobago http://www.amazon.com/dp/B087P1VKDD

How to predict the future !!!! by Antoinette Sydney

Your subconscious mind is a silent observer of your thoughts,words and action . Your subconscious mind does not understand negative commands . Check your thoughts hourly , conduct a weekly audit to see if your thoughts are negative or positive .

Develop positive affirmations that are easy to remember . Purchase the beads used in meditation and repeat your chant at least 108x. Honestly believe that it will come to past ,eliminate all doubt in your mind. See yourself graduating with that degree ,imagine your spouse congratulating you on that new business .

An important ingredient is “feeling”. You must feel that you have already received what you have asked of Source.

Your subconscious mind will now bring it to reality . It is now important for you to avoid all negativity ,go on a news fast . It is done.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP, Bar No. SYA2015211, Attorney at Law. The author is the first Online Lawyer based in Trinidad and Tobago. She has clients in Guyana, St Vincent, Barbados, the British Virgin Islands and North America. She specializes in Corporate Law and Anti-Money Laundering Compliance. She helps clients to start their Online Business Empire.

ANTOINETTE SYDNEY LAW OFFICE: MONTROSE MAIN ROAD CHAGUANAS, TRINIDAD AND TOBAGO

Website: www.asydneygroup.com

Bookings: https://antoinettesydneytt.as.me/

Email: sydney@asydneygroup.com

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: https://www.youtube.com/channel/UC8-sUa8WMDJM8w5_Q3nhQ5w

I am a Certified Professional in the following areas:

Taxation;

Corporate Training;

Anti-Money Laundering and Financial Crimes;

Fraud Risk Management;

Graphic Design.

Services include:

Anti-Money Laundering (AML) Training for staff, directors;

Anti-Money Laundering Audits;

Compliance Program drafting;

Consulting services and much more.

My eBooks are on sale!

Sole Trader vs Limited Liability Company in Trinidad and Tobago https://gum.co/XSBCN

Ebooks on sale#antoinette #sydney #ebook #trinidad #online #lawyer #caribbean #attorney #aml #consultant

Sole Trader vs Limited Liability Company in Trinidad and Tobago

Do you want to register a business in Trinidad and Tobago but you are not sure if you should register a Sole Trader or a Limited Liability Company?

Order my eBook now for only $19.99 USD https://gum.co/XSBCN to learn everything that you need to know:

What are the differences between a Sole Trader Business and a Limited Liability Company?

•What is a Sole Trader Business?

• Benefits of registering a Sole Trader Business;

• What are the Advantages vs Disadvantages of Sole Trader Business?

•How to complete the Name Search Application?

•How to complete the Application for Registration by an Individual?

 •What to do if the Business name is Queried?

• What to do if the name is Declined?

 •How much does it cost to register a Sole Trader?

•How long does the process take?

What are the requirements to open a Sole Trader Business Bank Account?

• What is a Limited Liability Company?

• What are the advantages and disadvantages of a Limited Liability Company?

• How to complete the Name Search (Form 25)

• How to Complete Form 1

• How to complete Form 27

• How to complete Form 4

• How to complete Form 8

• When will the Certificate of Incorporation be ready for collection?

• Cost to Register a Limited Liability Company in Trinidad and Tobago

• How long does the process take?

• Requirements to Open Your Company Bank Account.

You will also learn how to correctly complete the forms to register your Sole Trader Business and your Limited Liability Company.

Hi Hustlers!!!!! I am Antoinette Sydney Attorney at Law! I help you open your business bank account and I sell ebooks showing you how to register your own business in Trinidad and Tobago. I give FREE business TIPS and FREE Anti-Money Laundering (AML) Training on my YouTube Channel Subscribe and turn on post Notifications to be the first to see all my videos! Email me your questions : sydney@asydneygroup.com

To work with me, please email me : sydney@asydneygroup.com

Antoinette Sydney Booking: https://antoinettesydneytt.as.me/

Website: http://www.asydneygroup.com/

Amazon ebooks: https://www.amazon.com/author/antoine…

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette…

Instagram: https://www.instagram.com/asydneygrou…

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSy…

Disclaimer The content herein is provided for informational purposes only and NOT for the purpose of providing legal advice. You should contact your attorney at law to obtain advice with respect to any particular issue or problem.

I am a Certified Professional in the following areas:

Taxation;

Corporate Training;

Anti-Money Laundering and Financial Crimes;

Fraud Risk Management;

Graphic Design.

How much money do Lawyers make in Trinidad and Tobago?: Secrets Revealed

There is too much mystery surrounding the salary of lawyers in Trinidad! Future lawyers need to know this information. Law students, poor ,unfortunate souls, have no idea what awaits them on the other side. My favorite thing about being a lawyer is that I get better as I get older. The legal profession favours older lawyers and this is a fact. If you dyed your hair gray, you would be more respected. Don’t take my word for it, try it!

In any event I prepared a Youtube video for you to understand the different salary ranges for lawyers in Trinidad! S.U.B.S.C.R.I.B.E. Please and thank you!

Hi Hustlers!!!!! I am Antoinette Sydney Attorney at Law!

I help you register your business and open your business bank account. I give FREE business TIPS and FREE Anti-Money Laundering (AML) Training on my Youtube Channel.

Subscribe and turn on post Notifications to be the first to see all my videos!

 Email me your questions : sydney@asydneygroup.com

My ebooks are available on Amazon!

ANTOINETTE SYDNEY LAW OFFICE: MONTROSE MAIN ROAD CHAGUANAS, TRINIDAD AND TOBAGO .To work with me, please email me : sydney@asydneygroup.com

Consultation fee is $300 TTD per hour or any part thereof

Bookings: https://antoinettesydneytt.as.me/

Website: http://www.asydneygroup.com/

Amazon ebooks: https://www.amazon.com/author/antoinettesydney

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

 Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

 Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSydney

__________________________________________________________

I am a Certified Professional in the following areas:

Taxation;

Corporate Training;

Anti-Money Laundering and Financial Crimes;

 Fraud Risk Management;

Graphic Design. _______________________________________________________________

#antoinette #sydney #trinidad #business #ideas #registration #llc #incorporation #entrepreneurs #trinidadonlinelawyer #aml #amlexpert #consultant #antimoneylaundering

Five Business Ideas to Start from Home with Absolutely No Money

Hi hustlers! Are you broke like a joke? Good! You will become extremely creative when you are hungry. Your mind will see endless opportunities.

Here are 5 business ideas that you can start at home right NOW, with absolutely no money required.

To register your own business , buy my eBook NOW!! https://gum.co/emvCA

For a discussion of all ideas,S.U.B.S.C.R.I.B.E. to my Youtube Channel!

The five business ideas to start for free are:

1.Graphic Design Services for online business

2.Self-Publish an ebook on Amazon;

3.Start an Instagram Advertising Agency;

4.Create an Online Course;

5.Start a Youtube Channel.

Hi Hustlers!!!!! I am Antoinette Sydney Attorney at Law! I give FREE Legal Advice, FREE Business Advice and FREE Anti-Money Laundering Training on my Channel!! Subscribe and turn on post Notifications to be the first to see all my videos!

 Email me your legal questions : sydney@asydneygroup.com

My ebooks are available on Amazon! http://www.amazon.com/dp/B08792YRBP

ANTOINETTE SYDNEY LAW OFFICE: MONTROSE MAIN ROAD CHAGUANAS, TRINIDAD AND TOBAGO .To work with me, please email me : sydney@asydneygroup.com

Consultation fee is $300 TTD per hour or any part thereof

Contact: http://www.asydneygroup.com/contact.html

Website: http://www.asydneygroup.com/

Amazon ebooks: https://www.amazon.com/author/antoinettesydney

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

 Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

 Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSydney

__________________________________________________________

I am a Certified Professional in the following areas:

Taxation;

Corporate Training;

Anti-Money Laundering and Financial Crimes;

 Fraud Risk Management;

Graphic Design. _______________________________________________________________

#antoinette #sydney #trinidad #business #ideas #registration #llc #incorporation #entrepreneurs #trinidadonlinelawyer #aml #amlexpert #consultant #antimoneylaundering

How to choose a Business Partner? Trinidad Online Lawyer

Would you start a business with your boyfriend or your girlfriend? Would your response be the same if you were married to each other? Let me know in the comments below.

There is one consideration when you are searching for a business partner. Nothing else matters. In my professional capacity, I have seen one director or one business partner empty the company bank account.

I discuss this case and the primary consideration when selecting a business partner in my new Youtube video! S.U.B.S.C.R.I.B.E.

Hi Hustlers!!!!! I am Antoinette Sydney Attorney at Law!I help you register your business and open your business bank account. I give FREE business TIPS and FREE Anti-Money Laundering (AML) Training on my Youtube Channel/

 Email me your questions : sydney@asydneygroup.com

 ______________________________________________________

My ebooks are available on Amazon! http://www.amazon.com/dp/B08792YRBP

https://www.amazon.com/author/antoinettesydney

__________________________________________________________

ANTOINETTE SYDNEY LAW OFFICE: MONTROSE MAIN ROAD CHAGUANAS, TRINIDAD AND TOBAGO .To work with me, please email me : sydney@asydneygroup.com

Consultation fee is $300 TTD per hour or any part thereof

Contact: http://www.asydneygroup.com/contact.html

Website: http://www.asydneygroup.com/

Amazon ebooks: https://www.amazon.com/author/antoinettesydney

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

 Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

 Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSydney

__________________________________________________________

I am a Certified Professional in the following areas: Taxation; Corporate Training; Anti-Money Laundering and Financial Crimes; Fraud Risk Management; Graphic Design. _______________________________________________________________

#antoinette #sydney #trinidad #business #ideas #registration #llc #incorporation #entrepreneurs #trinidadonlinelawyer #aml #amlexpert #consultant #antimoneylaundering #business #partner #registration

Obligations of a Listed Business under Anti-Money Laundering laws and regulations: Trinidad Online Lawyer

The most important obligation of a listed business is to register with the Financial Intelligence Unit (FIU) .The following represents a list of other obligations:

1.To report suspicious transactions and activities

2.To obtain and verify customer information in accordance with Regulations 15 and 16 of the Financial Obligations Regulations (FORs) ;

3.To keep records of customer information for 6 years (Regulation 31 of the FORs);

4.To provide the FIU with a copy of those records once requested in writing;

5.To provide Law Enforcement Agencies with a copy of those records once requested in writing;

6.No tipping off in accordance with section 51 Proceeds of Crime Act (POCA);

7.To reference every customer’s name against the 3 Sanction lists (UN 2253 List, FATF List of Non- Cooperative Countries and Territories and the TT Consolidated List of High Court Orders .

8.To conduct Enhanced Due Diligence (EDD) on PEPS in accordance with regulation 20 of the FORs ;

9.To conduct an internal and external Anti Money Laundering Audit annually;

10.To attend AML training every year;

11.To conduct Due Diligence on new employees (KYE).

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP, Bar No. SYA2015211, Attorney at Law. The author is the first Online Lawyer based in Trinidad and Tobago.. She has clients in Guyana, St Vincent, Barbados, the British Virgin Islands and North America. She specializes in Corporate Law and Anti-Money Laundering Compliance. She helps clients to start their Online Business Empire.

THE LAW OFFICE OF ANTOINETTE SYDNEY LAW IS LOCATED ON MONTROSE MAIN ROAD CHAGUANAS, TRINIDAD AND TOBAGO

Website: www.asydneygroup.com

Email: sydney@asydneygrroup.com

Consultation fee is $300 TTD per hour.

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: https://www.youtube.com/channel/UC8-sUa8WMDJM8w5_Q3nhQ5w

I am a Certified Professional in the following areas:

Taxation;

Corporate Training;

Anti-Money Laundering and Financial Crimes;

Fraud Risk Management;

Graphic Design.

Services include:

Anti-Money Laundering (AML) Training for staff, directors;

Anti-Money Laundering Audits;

Compliance Program drafting;

Consulting services and much more.

#amlexpert #antoinettesydney #sydneygroup  #trinidadonlinelawyer #asydneygroup.com #trinidad #company #companies #lawyer #caribbean #aml #cft #frm #fraudrisk #graphicdesign #tax #taxation #taxes #nis #vat #bir #fiu #compliance #complianceofficer #realestate #casinos #cardealer

How to change from a Sole Trader to a Limited Liability Company: Trinidad Online Lawyer

To Change a Sole Trader Business to a Limited Liability Company in Trinidad and Tobago:

A name search application using Form 25 must be completed and filed with the Registrar of Companies, paying the prescribed fee . Once the name approval is obtained then the incorporation documents must be completed and filed in duplicate, in addition to Form 9. Form 9 is used to de-register the existing Sole Trader .Best practice is to include a letter addressed to the Registrar General advising of your desire to upgrade to limited liability company.

The process is so easy that you can do it yourself. For more guidance on completing the forms correctly to upgrade from a Sole Trader Business to a Limited Liability Company in Trinidad and Tobago BUY MY EBOOK! Only $19.99USD: https://gum.co/qxbBF



About the Author:

Antoinette Sydney LLB LEC CAMLFC CFRMP, Bar No. SYA2015211, Attorney at Law. The author is the first Online Lawyer based in Trinidad and Tobago. She has clients in Guyana, St Vincent, Barbados, the British Virgin Islands and North America. She specializes in Corporate Law and Anti-Money Laundering Compliance. She helps clients to start their Online Business Empire.

LAW OFFICE: MONTROSE MAIN ROAD CHAGUANAS, TRINIDAD AND TOBAGO

Website: www.asydneygroup.com

Email: sydney@asydneygroup.com

Antoinette Sydney Bookings: https://antoinettesydneytt.as.me/

Consultation fee is $300 TTD per hour.

NO FREE LEGAL ADVICE!

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram:https://www.instagram.com/asydneygrouptt/?hl=enhttps://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSydney

I am a Certified Professional in the following areas:

Taxation;

Corporate Training;

Anti-Money Laundering and Financial Crimes;

Fraud Risk Management;

Graphic Design.

Services include:

Anti-Money Laundering (AML) Training for staff, directors;

Anti-Money Laundering Audits;

Compliance Program drafting;

#amlexpert #antoinettesydney #sydneygroup  #trinidadonlinelawyer #asydneygroup.com #trinidad #company #companies #lawyer #caribbean #aml #cft #frm #fraudrisk #graphicdesign #tax #taxation #taxes #nis #vat #bir #fiu #compliance #complianceofficer #realestate #casinos #cardealer