Process to escalate a Suspicious Activity Report STR/SAR to Compliance Officer

Staff will submit a written internal Suspicious Activity Report or Suspicious Transaction Report (SAR/STR) to the Compliance Officer.

After an internal SAR/STR is submitted to the Compliance Officer(CO) ,  and the CO determines whether the SAR/STR should be submitted to the FIU.

 The FIU cannot speculate the criminal offence it must be explicitly stated.

The internal SAR is a version of the FIU’s SAR/STR template, it is usually a form contained in the Compliance Program.

The Compliance Officer relies on the in the internal SAR so the intelligence provided by frontline staff is crucial.Intelligence goes from employee to the Compliance Officer, then Compliance Officer to the Financial Intelligence Unit.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP is an author and entrepreneur based in Trinidad and Tobago.

Order her new eBook now: How to Hustle from Home: 50 Success Secrets
Get a free sample of two chapters here
https://linktr.ee/asydneygrouptt

Website: www.asydneygroup.com

Email: sydney@asydneygroup.com

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

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Disclaimer:
The content herein is only for informational and educational purposes and does not constitute legal advice. Please be advised that no attorney/client relationship is created by the publishing of this content. You should consult with your attorney at law for independent legal advice.

No representations or warranties are made about the suitability, comprehensiveness and or accuracy of the information and other content contained on this channel. It should be noted that legal information and content can become out of date and I give no undertaking to keep this blog up to date. All liability for any loss or damage of any kind which may be suffered as a result of accessing and using the information and or content of this blog is hereby excluded to the full extent permitted by law.

#amlexpert #antoinettesydney #sydneygroup  #trinidadonlinelawyer #asydneygroup.com #trinidad #company #companies #lawyer #caribbean #aml #cft #frm #fraudrisk #graphicdesign #tax #taxation #taxes #nis #vat #bir #fiu #compliance #complianceofficer #realestate #casinos #cardealer howtohustlefromhome #50successsecrets

You have to get outside your head: Defeat your fears

What is holding you back ? Have you changed your thinking ?

Start working on your problem today. Action will bring forth the answer that you seek. If you wait for inspiration, you will become comfortable in your inaction. Make an attempt, take a baby step today. Make a note of what you did. I spoke to a farmer recently, he said that it all started for him when he bought a couple of baby chickens. He cared for them, fed them , and watched them with great affection. He ensured that no snakes were around to harm them. He subsequently acquired additional animals, and started planting produce. He made a start. He pursued his destiny with a small step. Despise not the day of small beginnings, he learned eventually what times to feed the baby chickens and what times they liked resting.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP is an author and entrepreneur based in Trinidad and Tobago.

Order her new book now: How to Hustle from Home: 50 Success Secrets
Get a free sample of two chapters here
https://linktr.ee/asydneygrouptt

Website: www.asydneygroup.com

Email: sydney@asydneygroup.com

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSydney

Disclaimer:
The content herein is only for informational and educational purposes and does not constitute legal advice. Please be advised that no attorney/client relationship is created by the publishing of this content. You should consult with your attorney at law for independent legal advice.

No representations or warranties are made about the suitability, comprehensiveness and or accuracy of the information and other content contained on this channel. It should be noted that legal information and content can become out of date and I give no undertaking to keep this blog up to date. All liability for any loss or damage of any kind which may be suffered as a result of accessing and using the information and or content of this blog is hereby excluded to the full extent permitted by law.

#antoinette #sydney #ebook #trinidad #online #lawyer #caribbean #attorney #aml #consultant howtohustlefromhome #50successsecrets

Should I get a Credit Card?: Trinidad Online Entrepreneur

She was advised that her position was made redundant and that her services were no longer required. She spent 12 years at the bank. She refused to accept the separation package and decided to ask for a transfer to another location or division of the bank. She was approaching 51 years and she considered herself to be a difficult hire. She was aware that the job market was tough and since she did not further her education post secondary school, her chances were limited.

I asked her why did her position suddenly become redundant. She told me that she refused to offer customers credit cards and loan facilities. She said that she lamented the indebtedness of the customers in the queue to pay off their credit cards. It was a refreshing view, that a bank employee did not believe in taking credit cards and loan facilities when it was not needed.

It is loan sale time. As the Christmas season approaches, there are jingles on all radio stations with loan promotions. I visited the bank to make my loan application. The loans officer offered me a credit card and $20,000 extra. I told her that I had no use for $20,000 cash currently. This also meant a longer period to repay the loan. I asked her whether the additional $20,000 could be placed in a mutual fund. That way, a lower interest rate would be offered. Also, the bank will hold the $20,000 as collateral. I agreed to this proposition.

A word to the wise, you may be offered a credit card or additional money by your friendly, neighborhood banker. But remember that if you do not need it, do not take it. The banks thrive on excessive interest rates and credit card late fees. If you do not need it, do not take it.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP is an author and entrepreneur based in Trinidad and Tobago.

Order her new eBook now: How to Hustle from Home: 50 Success Secrets
Get a free sample of two chapters here
https://linktr.ee/asydneygrouptt

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: https://www.youtube.com/channel/UC8-sUa8WMDJM8w5_Q3nhQ5w

Disclaimer:
The content herein is only for informational and educational purposes and does not constitute legal advice. Please be advised that no attorney/client relationship is created by the publishing of this content. You should consult with your attorney at law for independent legal advice.

No representations or warranties are made about the suitability, comprehensiveness and or accuracy of the information and other content contained on this channel. It should be noted that legal information and content can become out of date and I give no undertaking to keep this blog up to date. All liability for any loss or damage of any kind which may be suffered as a result of accessing and using the information and or content of this blog is hereby excluded to the full extent permitted by law.

#antoinettesydneytt #asyndyegroup #author #trinidad #caribbean howtohustlefromhome #50successsecrets

Are you happy ? INSPIRATION FOR Hustlers: Antoinette Sydney

Have you lost your individuality by confirming to the New Age ? Are you a mindless dummy walking around on your phone 24/7 ? It is easy to fit in, just follow the crowd. Are you happy ? It is pleasing to look at the little things and be grateful. The birds in the sky laugh at us,as we rush to get to our meaningless jobs ,then we rush to return home,enduring hours of traffic,each day. What kind of life is that? I observe people as they pass by, long faces , no joy and a general lack of zest for living . At the end of the month,after the rent is paid,the bills are covered,the bank account loses more weight. We then wait for the next salary to repeat the process. Be brave,be strong. Now is the time for innovation,follow your passion.

Sometimes when you follow your dreams,you are heart broken,then you wake up and the dream is over. But if you follow your passion and listen to your heart ,if you are disappointed,you will try again. Don’t lose yourself in the crowd . Walk in the opposite direction. Make up your mind to go on a journey of self discovery. Explore yourself ,find out exactly just how likeable you are. When you find yourself,there will be a peace within you. You will be happy,when you are happy with yourself, the world will be happy with you. You must be content with the person that you are NOW. It is a hopeless quest to find happiness in someone else.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP is an author and entrepreneur based in Trinidad and Tobago.

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSydney

Disclaimer:
The content herein is only for informational and educational purposes and does not constitute legal advice. Please be advised that no attorney/client relationship is created by the publishing of this content. You should consult with your attorney at law for independent legal advice.

No representations or warranties are made about the suitability, comprehensiveness and or accuracy of the information and other content contained on this channel. It should be noted that legal information and content can become out of date and I give no undertaking to keep this blog up to date. All liability for any loss or damage of any kind which may be suffered as a result of accessing and using the information and or content of this blog is hereby excluded to the full extent permitted by law.

#antoinette #sydney #ebook #trinidad #online #lawyer #caribbean #attorney #aml #consultant #ebooks #writer #sydneygroup #sydneyprintery #asydneyprintery #trinidad howtohustlefromhome #50successsecrets

What happens after a SAR/STR is made in Trinidad

The Financial Intelligence Unit (FIU) receives the SAR/STR and analyses it. If there is a criminal offence the FIU prepares an Intelligence Report (IR) and forwards it to the Fraud Squad or the Financial Investigative Branch (FIB) of the Trinidad and Tobago Police Service (TTPS) or the Anti-Corruption Unit of the TTPS.

An investigation is then launched based on the intelligence contained in the Intelligence Report. The FIU is supposed to “sanitize” the information by removing names of reporting employee and the Compliance Officer.

Fraud Squad, Financial Investigative Branch , or the Anti-Corruption Investigative Branch (ACIB)  will start visiting the premises of the suspect, asking questions, looking for witnesses, providing the DPP with information in order to receive instructions to start preparing charges.

FIU may be asked for additional information such as any other SARs/STRs reported in the past.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP is an author and entrepreneur based in Trinidad and Tobago.

Order her new eBook now: How to Hustle from Home: 50 Success Secrets
Get a free sample of two chapters here
https://linktr.ee/asydneygrouptt

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: https://www.youtube.com/channel/UC8-sUa8WMDJM8w5_Q3nhQ5w

Disclaimer:
The content herein is only for informational and educational purposes and does not constitute legal advice. Please be advised that no attorney/client relationship is created by the publishing of this content. You should consult with your attorney at law for independent legal advice.

No representations or warranties are made about the suitability, comprehensiveness and or accuracy of the information and other content contained on this channel. It should be noted that legal information and content can become out of date and I give no undertaking to keep this blog up to date. All liability for any loss or damage of any kind which may be suffered as a result of accessing and using the information and or content of this blog is hereby excluded to the full extent permitted by law.

#amlexpert #antoinettesydney #sydneygroup  #trinidadonlinelawyer #asydneygroup.com #trinidad #company #companies #lawyer #caribbean #aml #cft #frm #fraudrisk #graphicdesign #tax #taxation #taxes #nis #vat #bir #fiu #compliance #complianceofficer #realestate #casinos #cardealer howtohustlefromhome #50successsecrets

How to predict the future !!!! by Antoinette Sydney

Your subconscious mind is a silent observer of your thoughts,words and action . Your subconscious mind does not understand negative commands . Check your thoughts hourly , conduct a weekly audit to see if your thoughts are negative or positive .

Develop positive affirmations that are easy to remember . Purchase the beads used in meditation and repeat your chant at least 108x. Honestly believe that it will come to past ,eliminate all doubt in your mind. See yourself graduating with that degree ,imagine your spouse congratulating you on that new business .

An important ingredient is “feeling”. You must feel that you have already received what you have asked of Source.

Your subconscious mind will now bring it to reality . It is now important for you to avoid all negativity ,go on a news fast . It is done.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP is an author and entrepreneur based in Trinidad and Tobago

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: https://www.youtube.com/channel/UC8-sUa8WMDJM8w5_Q3nhQ5w

Disclaimer:
The content herein is only for informational and educational purposes and does not constitute legal advice. Please be advised that no attorney/client relationship is created by the publishing of this content. You should consult with your attorney at law for independent legal advice.

No representations or warranties are made about the suitability, comprehensiveness and or accuracy of the information and other content contained on this channel. It should be noted that legal information and content can become out of date and I give no undertaking to keep this blog up to date. All liability for any loss or damage of any kind which may be suffered as a result of accessing and using the information and or content of this blog is hereby excluded to the full extent permitted by law.

Ebooks on sale#antoinette #sydney #ebook #trinidad #online #lawyer #caribbean #attorney #aml #consultant howtohustlefromhome #50successsecrets

Be careful of who you bring in your life : Heartless Lovers

Here is what to do when you meet someone!

Present a challenge to them, let them earn your trust . Give it time. We have grown used to instantaneous messaging, and we have erroneously accepted this as communication. We no longer get  to know our partners , we ‘talk’ for a minute, then we take the relationship to the next  level. We render ourselves irrevocably vulnerable! In the event that we are dating a sociopath, this person may lose interest after feasting on your tender flesh. You cannot undo the deed at this point,what’s done is done. 

There was a loud scream that disrupted the still of the night. My mother ran to the kitchen for  table salt to chase a frog that was relaxing on the walkway. Her racing heart vibrated in her chest and she was gasping for breath. Naturally, I peeped to see the commotion. She attempted to sprinkle some white, table salt on the frog, she missed. And the frog and I laughed. Then my mother emptied the entire contents of the jar of salt on the ground. The frog hopped away, rolling his big eyes at her. My mother was relieved that she nevertheless chased the frog away. The frog on the other hand, was irritated at the inconvenience. My mother then informed me that we were out of salt. Although I was displeased at the wastage , I had to lecture my mother about another life lesson. 

I told her that we should distribute our salt in direct proportion to the sugar that we receive. We ought not to give all of  our salt to the first person that we meet. Most times that person is just bored and is looking for entertainment, this is equivalent to saying that “nothing serious” is desired. Do not inconvenience yourself for any temporary person. Treat your salt with the value that it deserves. Your salt should not be dashed upon every attractive person that you see.Give them one grain of your precious salt and see how they react. See if this person respects you as a human being and not as a salt machine. Wait to see if they are sweet to you, this is what I mean by offering you sugar. Observe how they address the gas station attendants, pay attention to the tone used when they address waitresses as restaurants. Notice their actions and compare these to their words and ensure that there is consistency. I appreciate the fact that it is your salt and you can distribute it as you please. I am just cautioning you that after you waste all of your salt on someone who hops out of your life, you will have no taste.

About the Author: Antoinette Sydney LLB LEC CAMLFC CFRMP is an author and entrepreneur based in Trinidad and Tobago.

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSydney

Disclaimer:
The content herein is only for informational and educational purposes and does not constitute legal advice. Please be advised that no attorney/client relationship is created by the publishing of this content. You should consult with your attorney at law for independent legal advice.

No representations or warranties are made about the suitability, comprehensiveness and or accuracy of the information and other content contained on this channel. It should be noted that legal information and content can become out of date and I give no undertaking to keep this blog up to date. All liability for any loss or damage of any kind which may be suffered as a result of accessing and using the information and or content of this blog is hereby excluded to the full extent permitted by law.

#beauty #skin #deep #instalove #trinidad #blogger #motivation #innovation #believe #love # light #focus #wealth #health #vegan #smile #trinidad #online #lawyer #vibration #frog #princess #excellence #goals #hope #peace #exited #smile #success #hope #faith howtohustlefromhome #50successsecrets

What do I need to open a company bank account for a Limited Liability Company (LLC) in Trinidad and Tobago?

The general requirements to open a company bank account for a Limited Liability Company are:

1.Certificate of Incorporation;

2. The Incorporation documents, these are Forms 1,4,8,27,

3.Most Recent Annual Returns;

4.Two valid forms of Government issued, photo identification for each director;

5.A utility bill in your name, if the bill is not in your name, you will need an authorization letter from the person whose name appears on the utility bill and a copy of their unexpired Government issued photo identification. I am always telling my clients to get a utility bill in their name. See my YouTube video where I explain the importance of this.

6.A Company Stamp with your registered company name on it.

7.Special letters such as a letter of request, a letter requesting online banking.

8.Cash Flow Projections for three years.

9.Some banks require a Board of Inland Revenue (BIR) number each director and for the conmpany;

10.By-Laws, if applicable.

11.Additional documents such as F.I.U (Financial Intelligence Unit) Registration.

Other documents may be required according to the sector that you operate in.

Antoinette Sydney LLB LEC CAMLFC CFRMP is an author and entrepreneur based in Trinidad and Tobago.

Blog: https://sydneygroupblog.wordpress.com/

Linked In: https://tt.linkedin.com/in/antoinette-sydney-77093550

 Instagram: https://www.instagram.com/asydneygrouptt/?hl=en

 Facebook: https://www.facebook.com/sydneygrouptt/

Youtube: http://www.youtube.com/c/AntoinetteSydney

Disclaimer:
The content herein is only for informational and educational purposes and does not constitute legal advice. Please be advised that no attorney/client relationship is created by the publishing of this content. You should consult with your attorney at law for independent legal advice.

No representations or warranties are made about the suitability, comprehensiveness and or accuracy of the information and other content contained on this channel. It should be noted that legal information and content can become out of date and I give no undertaking to keep this blog up to date. All liability for any loss or damage of any kind which may be suffered as a result of accessing and using the information and or content of this blog is hereby excluded to the full extent permitted by law.

#antoinette #sydney #trinidad #business #ideas #registration #llc #incorporation #entrepreneurs #trinidadonlinelawyer #aml #amlexpert #consultant #antimoneylaundering howtohustlefromhome #50successsecrets