Life is but the shipwreck of our plans

Planning to make a plans. What a life!I agree that goals are important , and yes I believe in the law of attraction . But do our plans turn out the way that we expected? Life can be messy . Relationships end,children leave the nest and sometimes our love is not reciprocated.

Enjoy the mess. Dance when your world is falling apart. Keep your head up. Stand in the rain . Don’t you give up on your dreams.

When you lose control of the ship,the anchor holds. You will be grounded and you will be on land soon.

The author is an attorney at law in Trinidad. She specialises in AML CFT Compliance .

Website : http://asydneygroup.com

What’s app 868 484-7778

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You created your own misfortune by not believing in yourself

Saturday morning cartoons make me feel alive.I prepared pancakes, sausages and eggs for breakfast and I watched cartoons from the 90s. 

In the evening time,I watched an episode of Johnny Bravo,where a series of unfortunate things happened to him as he lusted after yet another woman. It could have been a heat flash,but Dionne Warwick appeared in a vision to him. She warned Johnny that his failure to believe in himself and his ability to successfully pursue the woman was the cause of his perceived bad luck.

It’s amazing where you can find inspiration. In a cartoon ,a movie,a child . Just think of it as the universe’s way of speaking to you.

Believe in yourself.Believe in your dreams.Believe in your ability to execute the project. Never give up.Trust the process.

Do not let your own doubt cause you to experience bad luck.Just believe.

The author is an attorney at law based in Trinidad, she specialises in Anti Money Laundering and Countering the Financing of Terrorism. 

See the website : http://asydneygroup.com

What’s app only 1 868 484-7777

Instagram @asydneygrouptt

The Lunch Hour: The Real Rush Hour

How do you spend your lunch hour every day? I usually take a walk outside some days to see the working class hustle to purchase lunch. They exit their office still wearing their cardigans and sweaters and are make crucial choices. They venture to either a food court or a food establishment to decide. They look at the menus and check their purses and wallets. They take out their cellphones and idly scroll through their social media feeds. They then stand in line, wait their turn and approach the cashier and or server. Their colleagues may be at the same establishment or at another. They purchase their food and of course a drink and feel excited about their taste buds coming into contact with their purchase. The food may be consumed at the eating establishment if seats are provided or the employee may return to the office. The employee makes his way to his desk or to the lunchroom, holding the styrofoam container and beverage bottle. The smart phone is placed on the table and he or she indulges in the food.
Imagine doing this with your lunch hour everyday for the next 5 years. It is true that you are entitled to your lunch hour and you may spend it as you please. But is there a way that you can invest your lunch hour in yourself? My best friend told me that he spends his lunch time looking for lunch, everyday. He told me that he had a certain personal task to complete that would lead to significant personal development, but it was difficult to do during the working day. I suggested that he make use of his lunch hour, but he told me he was busy finding lunch.
From a financial point of view, money that could have been otherwise saved or invested is spent on purchasing lunch each day. Every time that you buy lunch, you pay with a $100 bill. By the end of the week, $500 has been spent on food for lunch alone; this does not take into consideration money spent on breakfast and dinner.
In terms of time management, an hour a day is a terrible thing to waste. I am not in anyway advocating that you work during your lunch hour for your employer. What I am suggesting is that you work on your dream during your lunch hour. Guard your time, it is your life. Every second counts. If you find that you still have a lot of work to do at the end of the working day, then consider analysing everything that you do during the day.
Reasons why I dislike buying lunch:
Food is expensive;
I do not know what ingredients are being used;
I do not know who is preparing the food;
I do not want to spend my lunch time thinking about what food to
purchase;
Regardless of the food that I consume, it will exit my body in the same manner and hopefully, colour.

A good approach is to put your food in the microwave while you use the facilities to relieve yourself. That should take about 3 minutes, then you return to the kitchen and eat for 15 minutes. Naturally, this means that you have to walk with your lunch from home. It does not have to be anything elaborate, it can be simple. You can steam broccoli and carrots in a pot and chunky veges for lunch. You can make a sandwich, pack a beverage and a snack or fruit for dessert. Whatever you consume at lunch time, will leave your body in the same manner. Then you can return to your desk and read about that idea that you conceptualized and research what has already been done on the topic. The question is now, how will you spend your lunch hour ?

About the author:

The author is a lawyer in Trinidad who specialises in Anti Money Laundering and Countering the Financing of Terrorism.

See the website:http://asydneygroup.com

Instagram : @asydneygrouptt

Whats app :868 484-7778

How to Register a Limited Liability Company in Trinidad and Tobago

Registering your limited liability company with the Companies Registrar has many benefits. Once you obtain the Certificate of Registration, a bank account can be opened in respect of the company and the company can enter into contracts.

There are three steps to incorporate a limited liability company in Trinidad and Tobago namely:

  1. Name Search and Reservation
  2. Incorporation documents

3.By-Laws

These will now be discussed in turn.

  1. Name Search and Reservation

This form has to be submitted to Registrar of Companies along with the necessary filing fee. The desired name for the company as well as two (2) alternative names must be included in the form. These alternative names will be considered in the event that the desired company name has already been registered or reserved. Once the name is reserved, the applicant has 28 days to complete the registration process. The applicant has to sign at the bottom of the Name Search form, an incorporator (attorney at law, accountant or specialized incorporator) can sign for and on behalf of the applicant. In the event that the proposed name and the two alternatives are rejected by the Registrar, a new name search must be filed. The Registrar may reject a company name for the following reasons :

(i) names prohibited by the Companies Act;

(ii) names similar to those already registered or;

(iii) a combination of general words that lack distinction or

(iv) names that are misleading to the public.

It is wise to be specific in stating the type of services that will be offered by your company. The Registrar can request that the applicant clarify any difficulties with the proposed name by putting a query on your application. At that point, the applicant will then satisfy the Registrar’s request by writing a letter explaining why the particular name was chosen. After filing the Name Search in the appropriate form, the applicant has to return to the office of the Companies Registrar in five to seven working days to collect the response. The date for the applicant to return will be stamped on the receipt collected after the fees are paid to the cashier. If the company name is approved, the applicant can move on to the second step, that is the incorporation documents.

  1. Incorporation documents

The four incorporation documents must be completed in duplicate and filed by the applicant along with the necessary filing fees. Be sure to keep the name approval safely and to submit same with the incorporation documents. The incorporation documents are:

(a) Articles of Incorporation;

(b) Notice of Directors;

(c) Notice of address of Registered Office

(d) Notice of Secretary(ies)

With respect to the Articles of Incorporation , the approved name of the company must be inserted. The applicant must state whether the company will be a private or public company.  The type of liability of the members must also be included whether limited or unlimited. The number of directors must be stated, by law a minimum of 2 directors are needed, a maximum of 10 directors are allowed. The name ,occupation, address and signature of the incorporator has to be included in the Articles of Incorporation. The applicant (one of the directors) also has to sign both copies of the form.

The Notice of Directors must also be completed and filed.  This form provides the names, occupation and addresses of all of the directors. It is reiterated that there must be a minimum of 2 directors and a maximum of 10 directors.

The Notice of Address of Registered Office sets out the registered address of the company. All official company documents and files must be kept here. Generally, the applicant can use his residence as the registered office, however if the applicant is seeking to open a company bank account, one bank in particular will request to see the premises to ensure that it has an office conducive to operating a business.

The Notice of Secretaries is usually filed as part and parcel of the incorporating documents. The Board of Directors will usually appoint the Corporate Secretary, a director can also act as a Corporate Secretary. The Corporate Secretary will ensure that the company complies with statutory requirements as well as ensuring that the annual returns are filed on time. Caution should be exercised in selecting a Corporate Secretary since this person can sign the documents to dissolve the company.

Once these incorporation documents are prepared and signed, an officer at the Companies Registry will review it briefly and then direct the applicant to the cashier. The applicant will pay the relevant fees and the cashier will prepare a receipt and stamp the date for the Certificate to be collected. Usually five to seven working days, may be longer. If there are further queries by the Registrar, these will have to be satisfied.  Once the applicant returns on the stamped date, and the Certificate is produced it can be collected.

3.By-Laws

The date stated on the Certificate of Incorporation will be deemed the date of incorporation of the company. This is relevant to the entering of contracts by the company and the opening of company accounts.  The next step after the issue of the Certificate is the development of By Laws to conduct the affairs of the company. This document is not filed at the Companies Registry, particularly for companies for profit. The By Laws will be kept at the registered office of the company.

 

Please be guided that Annual Returns have be filed at the Companies Registry yearly. The company must also  acquire a Board of Inland Revenue number, register for VAT where applicable, and other statutory taxes. The company may also have to be registered with the Financial Intelligence Unit if it is considered a Listed Business as per FIU Regulations.

Disclaimer

The content herein is provided for informational purposes only and not for the purpose of providing legal advice. You should contact your attorney at law to obtain advice with respect to any particular issue or problem.

About the Author:

A.Sydney is an attorney at law in Trinidad and Tobago. She specializes in AML/CFT/FIU/Tax Compliance, and provides Corporate Secretarial Services to local and international giants in various industries. Feel free to explore the website for her portfolio of companies and add her on social media:

Website:

http://asydneygroup.com

Facebook:

https://www.facebook.com/sydneygrouptt/

Instagram:

https://www.instagram.com/asydneygrouptt/?hl=en

LinkedIn:

https://www.linkedin.com/in/sydney-group-238922141

WhatsApp only 868 484-7778

 

 

HOW to stop worrying, enjoy your brief existence in this realm

The good book of fairytales teaches us that his eyes are on the sparrow. Animals  do not work,yet they are sustained. I have never seen a bird begging bread. We make ourselves sick  with worry. We worry about worrying,then we escape our dreadful realities by consuming intoxicating substances. Unfortunately, we still have to deal with our realities when the smoke clears . A better approach is to face the problem directly . There is no need to worry after you deal with the source of your worry. The immortal Mr. Dale Carnegie warned that worrying destroys your ability to concentrate. Our ability to make good decisions may be impaired when we are consumed with worry.

Tips to stop worrying:

1.Analyse the situation.

Here you will ascertain whether the situation is beyond your control. If this is the case,you can try to gradually remove yourself from a situation that is dangerous to your health . On the other hand,if the problem is something than you can have control over , consider the worst case scenario.

2. Reconciliation and acceptance

Once you consider the worst case scenario, you are heading in the right direction. Think about the absolute worst thing that can arise from your situation, embrace it and accept it. This will put put a dent in your tendency to worry and be easily excitable. You will feel a peace in the depths of your once troubled soul. You will realise that there is an opportunity in your problem.

3. View the situation objectively .

Remember to withdraw your emotional investment in the situation. Carefully consider all angles , and think of all persons involved.

4.Determine whether you can improve on the worst case scenario.

Write 5 possible solutions to your problem. Take a walk , free your mind of the problem for at least 15 minutes, then return to solving your problem.

In essence,you will stop worrying, once you deal with your problem.

 

ABOUT THE AUTHOR:

A.Sydney is an attorney at law by profession in Trinidad and Tobago. She specializes in AML/CFT/FIU  Compliance, Taxation and provides Corporate Secretarial Services. Kindly explore the website for her portfolio of companies: http://asydneygroup.com .